Is my account insured?

Accounts held at Charles Schwab & Co. and at Private Client Services continue to have the same SIPC insurance coverage as all SIPC member firms (like Kestra Financial and LPL Financial).  The Securities Investor Protection Corporation (SIPC) protects customers if their brokerage firm fails. Brokerage firm failures are rare. SIPC protects against the loss of cash and securities – such as stocks and bonds – held by a customer at a financially-troubled SIPC-member brokerage firm. The limit of SIPC protection is $500,000, which includes a $250,000 limit for cash. https://www.sipc.org/for-investors/introduction